So since its to the manual should I use hserin or shiftin. I am wrapping my head around this.

I have also found this example from melabs
http://www.melabs.com/resources/samples/pbp/spimast.bas

Since I am new to SPI am I correct that the PIC is the master and the SD card is the slave.

I am just looking for a recomended starting point so I dont spin my wheels more that I already have.