I'm curious so here goes: Using those resistor values in a 12 volt circuit in series should yields around 3.8 Volts across the smaller resistor. That's well below 5 volts and could be considered to be in the ambiguous range if using it for a logic high. Maybe that's what you want but again I said I'm curious if that's what you really want. Those resistors can be of any size that will give you the voltage since you aren't really drawing current from them just a voltage level. Though I don't see how these will replace the opto-coupler as a trigger.
You say you want to use a zener with a cap and two resistors for VD clamping (may not be right term). Most zeners require a turn on current and I'm going to use 100mA as my minimum guess of that current. I'm assuming you're using the same 12 volts as the voltage divider for your source. The regulating resistor would have to drop 7 volts at .1A which means it would need to be around 70 ohms. So, I^2 x R would require it to dissipate .7 watts. You can use as many resistors as you wish to dissipate that heat but they must be at least capable of dissipating that heat continuously. You could use 6 each 1/8 watt 420 ohm resistors or one big 70 if you want. Either will work for dissipating heat.
If this isn't what you meant I apologize.
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