Peel - and - stick...
I've used that 'sticker paper' from Staples (just what it means, like making stickers for kids stuff and whatever) and printed a 'silk screen' layer on that. Print on one side, peel it back and stick it to whatever.
http://www.staples.com/office/suppli...:CG10:CL141391
Problem is, like you said, you have to cut and/or drill it away wherever you want to solder.
It looks halfway decent though...halfway...