In case you did not realise I was being sarcastic. For a company to sell this product for so much that offers so little when there are cheaper products that do more for less I think is ......... But If your prepared to pay the price and jump through all those loops trying to implement features that should have been there in the first place is up to you, it's your money.

By "more time than money" means your you prepared to spend all that extra time doing workarounds than spending the money on better product.
Firstly, it's only a problem for those who don't know how (and here you have a simple choice, learn, or move-on elsewhere). Secondly, once you have those routines, you don't need to reinvent the wheel the next time you need them. But most importantly - and this counts for more than price-point or frills and features, is that the MeLabs offering is a well designed, RELIABLE, STABLE and MATURE product. You can design your project safe in the knowledge that it will do what you intend and expect it to do. Some competitors products go through more bug fixes and revisions in a single year than the MeLabs product has in it's entire history - that's kinda worrying and not something to be proud of. On an occasion when I used a different compiler, my MD refused to release the product until I had rewritten the software excluding it. His argument centred on RELIABILITY and TRUST which was worth far more than any other adjective you could apply in favour of the competitors compiler.

If I was a hobbyist, especially one with limited skills, I'd have a completely different set of criteria. I would want a product that has every bell and whistle built-in, and costs next to nothing. Reliability would not even enter into my thoughts. There are a lot of products out there that meet that criteria. More "time and money" as you mention is then spent chasing your tail wondering if the reason that your project doesn't work as expected is down to your code, or is it due to a bug in that all singing and dancing compiler?