I do not do stuff as small as Bruce and I am not building for certification....

I have a set of loupe and one of those headband magnifyers like jewelers use.
I also, do not laugh, use one of these.
http://www.intel.com/support/intelplay/qx3/

pretty much everything I do is custom, so all I have to be able to do is a good prototype.

For reflow I use a toaster oven from walmart.

That is how this newbee does it....