Wow, I didn't know you could make it without a stencil. But you are right, for a prototype why spending more money. I might try it in the future.

I have soldered 44-lead TQFP pics like the one you have in your pictures and I usually get my plastic stencils from www.ohararp.com. They are inexpensive and do the job. I have also tried pololu.com that was mentioned by dhouston. But for a bigger production I would recomend you panelizing your boards and using www.stencilsunlimited.com.

Robert